If you're like millions of Americans, finding a personal health insurance plan that you can afford has been a difficult task...and it's getting harder and harder each day. The insurance companies keep increasing premiums, covering less, and if you have a pre-existing condition, you can pretty much hang up any chance you had at grabbing onto some strand of relatively ineffective insurance. Many people that used to be able to get reasonable insurance through their employer have seen rates skyrocketing, the coverage dwindling, or the option of providing health coverage disappearing altogether.
Long waits for health care are becoming more commonplace. Haggling with your insurance company over needed or recommended procedures are another every day occurrence, not just concerning the time frame and coverage, but whether or not they'll cover it at all. With medical costs going through the roof, and little or no relief in sight, there are estimated to be 45 million Americans without health insurance. And countless others that are seeing household budgets strained by trying to keep up their premiums in today's economy. It's not uncommon to find households paying between $300 and $600 a month just for health insurance!
Can you imagine, in today's struggling economy...without any type of health coverage...the relief and peace of mind of finding an affordable alternative for the entire family?
Believe it or not, there is such an alternative available! While many people aren't aware of such programs, there are programs available that are NOT insurance companies, but rather professional medical savings programs, that require no medical exams and that accept anyone (including those with pre-existing conditions!). If you find the RIGHT professional medical savings program, the benefits they offer often rival, or exceed, the "coverage" provided by many far more expensive insurance companies!
Long waits for health care are becoming more commonplace. Haggling with your insurance company over needed or recommended procedures are another every day occurrence, not just concerning the time frame and coverage, but whether or not they'll cover it at all. With medical costs going through the roof, and little or no relief in sight, there are estimated to be 45 million Americans without health insurance. And countless others that are seeing household budgets strained by trying to keep up their premiums in today's economy. It's not uncommon to find households paying between $300 and $600 a month just for health insurance!
Can you imagine, in today's struggling economy...without any type of health coverage...the relief and peace of mind of finding an affordable alternative for the entire family?
Believe it or not, there is such an alternative available! While many people aren't aware of such programs, there are programs available that are NOT insurance companies, but rather professional medical savings programs, that require no medical exams and that accept anyone (including those with pre-existing conditions!). If you find the RIGHT professional medical savings program, the benefits they offer often rival, or exceed, the "coverage" provided by many far more expensive insurance companies!
It seems nearly impossible to expect it in today's world, but there are programs that offer savings, not only on health care, but dental, vision, hearing and prescriptions, all in one complete package, through one PPO (Preferred Providers Organization) or another! Excellent savings programs can be found for under $100 a month that include savings for the entire family! Many insurance companies today don't offer that kind of coverage at anything close to an affordable price for the average family! In addition, there are no claim forms to fill out and there's no waiting for the insurance company to "approve" your doctor (or your visit)!
The "drawback" is often seen as a modest increase members may pay for a doctor's visit. At the same time, while one may pay an additional $10-$20 at the doctor's office, quite often, the savings for hospital visits and major medical expenses are greater than what the insurance companies can offer. Add that to the fact, that the members pay less than $100 a month to participate in the program, compared to $300 or more for insurance, and there is quite a significant savings! The average family would have to visit the doctor roughly 8-12 times a month, EACH month, in order to benefit from the average medical insurance coverage (compared to the savings program)!
The days of the affordable personal health insurance plan appear to be gone forever. If you, or anyone you know, is without adequate health care plan, be a friend...suggest they check out the possibility of joining a professional medical savings program. If you, or anyone you know, is paying $300-$600 a month for health insurance, be a friend...make the same suggestion. The benefits may surprise you, and the savings will definitely help ease the financial burden!
Mmmmmmmm....how great would it be to sleep all night again, just by getting that one monkey off your back!!!
Andy Soyars
To learn more about Professional Medical Savings Programs, Please click here!
Andy has been a student of the Bible for decades and is dedicated, first and foremost, to assisting others in finding freedom (including financial freedom) through Christ. His website has been around for several years now, and is completely open and free to browse! Stop by today.
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