There are available low cost health insurance plans for out-of-work and home-based working people. It pays to have the patience and determination to shop around to find the best and most reasonable coverage.
It is alarming to note that numerous out-of-work Americans currently are going with no health care insurance. Logically, that is very dangerous. To make matters worse, most of the benefits from a reformed healthcare bill would not take effect until 2014. However, if anyone would take the patience and determination, it would be easy to find and buy low-cost health insurance plans these days.
The Toughest Of Times Are Here
When you lose your job due to redundancy or layoff, it follows that you would also lose your own health care insurance. That is because most of healthcare plans come as part of employment benefits. If you have lost your job, you could continue securing a healthcare coverage by availing one through the Consolidated Omnibus budget Reconciliation Act or COBRA. However, expect the healthcare policy to be more expensive. For instance, if you were paying $52 monthly for your healthcare policy when you were employed, it could climb significantly to about $420 monthly under COBRA.
You could still be eligible for any of the available low-cost health insurance plans through any of federal or state programs. Those who opt to work at home also have the toughest job of finding an affordable health care insurance. If you decide to take government subsidies on healthcare policies, you should be prepared to learn that the advantage would soon fade away as they are only temporary. In the end, everyone would be left with no other option but to smartly shop around for low-cost health insurance plans.
It is alarming to note that numerous out-of-work Americans currently are going with no health care insurance. Logically, that is very dangerous. To make matters worse, most of the benefits from a reformed healthcare bill would not take effect until 2014. However, if anyone would take the patience and determination, it would be easy to find and buy low-cost health insurance plans these days.
The Toughest Of Times Are Here
When you lose your job due to redundancy or layoff, it follows that you would also lose your own health care insurance. That is because most of healthcare plans come as part of employment benefits. If you have lost your job, you could continue securing a healthcare coverage by availing one through the Consolidated Omnibus budget Reconciliation Act or COBRA. However, expect the healthcare policy to be more expensive. For instance, if you were paying $52 monthly for your healthcare policy when you were employed, it could climb significantly to about $420 monthly under COBRA.
You could still be eligible for any of the available low-cost health insurance plans through any of federal or state programs. Those who opt to work at home also have the toughest job of finding an affordable health care insurance. If you decide to take government subsidies on healthcare policies, you should be prepared to learn that the advantage would soon fade away as they are only temporary. In the end, everyone would be left with no other option but to smartly shop around for low-cost health insurance plans.
Here are several tips that could help anyone find and buy low-cost health insurance plans that are available today.
• Use online health insurance comparison sites for available public and private programs. It is always best to study and explore available options first before finally deciding to secure and buy a healthcare coverage.
• You could mix and match private and public healthcare programs. This action is more advisable more especially if you are including children in your coverage. The action may be tedious, but it is very much possible. In the end, you would benefit more from a combined program.
• Do not even attempt to drop or eliminate your COBRA healthcare coverage, at least not until you find an alternative and better coverage. The idea is to not go along without any healthcare plan.
Right now, it is logical that no one could count on the reformed healthcare bill that the US Congress has just passed. The effect of the legislation would not be implemented until 2014. For the meantime, choose any from the available low-cost health insurance plans. You should not allow yourself to go on without any health coverage even for a short period.
There are smart ways to go on while you find the best from the available Low Cost Health Insurance Plans. The bottom line should be not to go on without any health insurance coverage. Learn more at the link Buy Health Insurance Online.
Article Source: http://EzineArticles.com/?expert=Johny_J